Saturday, January 24, 2009

To Save or to Splurge?

...that is the ultimate question.

Picture me this: Its your money; you've earned it. From ordinary household chores like throwing out the trash, to scraping for bits of cash each time you volunteer to babysit those terrible twins from across the street -- you've done it all!

Now that it is finally payday, you are stuck with two choices:

Should I save, or should I splurge?

We at Namelia-J have weighed both the pros, as well as the cons of both saving and spending. Check it out!

Our Solution??

Its not everyday that you get to buy yourself something nice, so, really, there is no harm in splurging once in a while. However, keep in mind that it is your money you're using here and your work you're spending away with. The point of treating yourself something nice is to feel good about it, not to regret later on. Also, make it a habit to keep aside about 40% of what you've made in your account, for future reference -- trust me, it helps.

-- and who knows? You might just find something even prettier later on! =)

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